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Alabama Bobtail--Non-Trucking Liability
Classic Truck Insurance specializes in bobtail coverages in Alabama. Some of the cities we specialize in are Birmingham, Montgomery, Mobile, Huntsville, and Tuscaloosa.
Whether you're looking for bobtail insurance, owner operator insurance, motor carrier insurance, or private carrier insurance, Classic Truck Insurance specializes in providing insurance in Alabama for trucks and trailers of all sizes.
Alabama Truck Insurance Filings
Classic Truck Insurance offers Alabama and federal insurance filings. Once you file for authority, we take care of the rest.
ICC
MCS90
BMC34
Form E
Form H
OS/OW COI
SR22
Get your free Alabama bobtail truck insurance quote quickly. Not only will you get help and guidance from one of our licensed Alabama insurance representatives, but you’ll also get special benefits and features designed just for our customers.
We offer truck insurance in all cities in Alabama including:
Alabaster
Albertville
Alexander City
Anniston
Athens
Auburn
Bessemer
Birmingham
Daphne
Decatur
Dothan
Enterprise
Florence
Gadsden
Homewood
Hoover
Huntsville
Mobile
Montgomery
Tuscaloosa
We also offer bobtail truck insurance for the states bordering Alabama including Florida, Georgia, Tennessee, and Mississippi.
We offer truckers the ability to meet their insurance budgets. We also give truckers many coverages including tow truck coverage, rental truck coverage, and roadside truck insurance.
We have many bobtail insurance companies we represent to give you the best and cheapest commercial truck insurance in the industry. Some of the carriers we represent are Progressive Commercial Insurance and Northland.
Providing commercial bobtail insurance in TN, AL, MS, FL, TX, and many more.
If you're under permanent lease to a motor carrier that provides your primary liability coverage, you could benefit from our Non-Trucking Liability (NTL) coverage while using your truck for a non-business purpose.
NTL coverage works when you use your truck on your days off for tasks like going to the store, picking up friends, attending an event or visiting family. NTL can pay for medical and other expenses associated with injuries to others or damage to other peoples' property that you cause.
Alabama Bobtail Coverage Exceptions
NTL doesn't provide liability coverage for business use or when hauling any type of cargo. Driving to and from the terminal, fueling up, traveling for maintenance or vehicle servicing, driving during layovers, dead-heading (driving without a load), and washing your truck all might be considered using the vehicle for a business purpose. These activities typically would be covered by the motor carrier's primary liability insurance.
NTL doesn't apply when you're pulling a loaded trailer, operating on behalf of a trucking company or using a vehicle for any revenue generating purpose. These types of activities are covered by primary trucking liability insurance.
Non-Trucking Liability insurance isn't available on policies with an FHWA (federal/ICC), MCS-90, SR-22 or state filing.
Other States we offer Bobtail Truck Insurance Coverage:
Bobtail vs Non-Trucking Liability
Non-Trucking Liability insurance is often incorrectly referred to as bobtail insurance. However, bobtail isn't the same thing as Non-Trucking Liability. Please review your contract or verify with your motor carrier to determine which coverage you need.
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